Refinance Housing Loan
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Refinance Housing Loan
If you already have home loan at a higher rate, then you must talk to us to get it refinanced.
We have often seen that many housing finance companies do not transfer full benefit of reducing loan interest rates to the old buyer while they keep attracting newer clients at a very attractive rate.
We have seen many clients paying as high as 10.75% to 11.50% rates on their housing loan. We have helped them to bring those rates to 9.15 to 9.25%. It has resulted great saving on interest payable as well as loan tenure.
Please refer to chart for saving. It is for illustration purpose only.
| Loan Amount | Interest Rate | Tenure in yrs | EMI | Amount Paid in 15 yrs |
| 75000000 | 11.25 | 15 | 86426 | 15556680 |
| 75000000 | 10.75 | 15 | 84071 | 15132780 |
| 75000000 | 10 | 15 | 80595 | 14507100 |
| 75000000 | 9.25 | 15 | 77189 | 13894020 |
| 75000000 | 8.5 | 15 | 73855 | 13293900 |
| Net Saving | From 11.25% to 8.5% | 2262780 |
| Net Saving | From 10.75% to 8.5% | 1838880 |
| Net Saving | From 10% to 8.5% | 1213200 |
At SAS Investments, we know how important it is to refinace your Housing Loan. Our team looks at your needs and finds the best options for you. We compare different choices to get you the right interest rates and easy paperwork. You can trust us to help you with care and skill, so you feel relaxed and safe throughout the process along with a significant saving per month in terms of reduced EMI.